How to Open Bank Account Online in Philippines through UnionBank

Last updated on February 16th, 2024 at 10:59 pm

3 minutes read

Unionbank offers a wide range of competitive services to suit your needs. You will be able to enjoy the convenience of banking anytime and anywhere with Unionbank’s mobile banking services, or simply do it on the comfort of your own home.


UnionBank’s Personal Savings Account Features

  • No initial deposit
  • No Maintaining balance required
  • P10,000 minimum ADB to Earn Interest
  • 0.10% (subject to 20% tax) Interest Rate
  • Card Fee of Php 350/Year or Php 30.00/Month(fees are waived for the first year)
  • If you dont want fees, maintain Php 10,000 in your balance and they’ll waive the succeeding years too.

Why open a bank account through Unionbank?

Bank accounts ensure that you have a healthy financial future. The reason to open a bank account through Unionbank is the safety and convenience it provides as well as the ways it can help you save money or make money and most of all, it doesn’t require initial deposit.

What are the requirements to open an account?

* Any of the following Valid ID:

  1. Any of the following Valid ID:
    • Passport
    • Driver’s License
    • SSS ID
    • PRC ID
    • Postal ID
    • UMID
  1. Cellphone with CameraCellphone with Camera
  2.  Strong Internet Connection

Procedure in applying UnionBank Account Online

When you have the requirements above, you should now proceed to this step.

STEP 1: Download the UnionBank app for iOS or Android.

STEP 2: Tap “OPEN AN ACCOUNT” AND and choose “Savings Accounts with Debit Card” then tap “Personal Savings”

unionbank open account
unionbank open account 2

STEP 3: Accept the Customer Declaration, Terms and Condition, and the Privacy Policy.

union bank agreement

STEP 4: Please fill in your e-mail address and mobile number.

STEP 5: Enter the OTP (One-Time Password) sent to your mobile phone.

STEP 6: Fill in the details for your profile.

STEP 7: Create a user ID and password to sign into your online account.

STEP 8: Answer the following questions to proceed to the next step.

STEP 9: Upload your ID or take a picture for verification purposes.

STEP 10: To confirm that you are the person applying, please take a selfie.

STEP 11: Confirm your application by reviewing the details you have entered.

STEP 12: Your account has not been activated yet and it will take approximately 24 hours.

STEP 13: Welcome to UnionBank! You can now start saving.

Congratulations! You have now opened a UnionBank Account. If you have any questions, feel free to comment down below or share this with your friends.

Share and Enjoy !


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Lorence Laudenio

Lorence is an IT grad who loves to travel. He shares tech updates, trends, and his travel journey, aiming to inspire others by blending his passions.

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